No Cost Bank Transfer? Why Not....
No Cost Bank Transfer? Why Not....
A
A
A
JAKARTA - This young man is one of Indonesian youth who have no less ability with foreign experts. Together with two friends, he created the inter-bank transfer applications at no cost. Consider the progress of this young man in exploits in the world of IT, may be a inspirated to other young people in Indonesia.
Hello..introduce my name is Rafi Arriyan, commonly called Ari, FIM 17.
I was born in Padang, July 8, 1994 and two months ago I had just graduated from the Department of Computer Science, University of Indonesia.
I never thought I would be a scholar. In the past I do not want to go to college, because I wanted to be a musician after graduating high school. But my parents do not allow.
Due to the blessings God is blessing their parents, so I enrolled in the UI computer science department. But I stick to the dream to be a musician.
When I was in my first year to join the Marching Band Hymn Bahana University of Indonesia. With spirit and diligent practice, I was selected as one of the forces to represent Indonesia at the world level competitions marching band, and thank God we get two champion.
At this point, I feel that it felt to play music is not the purpose of my life. I tried to find other activities. Until finally in the second and third years of college, I tried a variety of things, ranging from volunteer social activities, joined BEM UI, to be one member of the Board of Trustees UI completeness. But I still have not found my life purpose.
Everything changed when I worked in Kitabisa.com. I joined Kitabisa as an apprentice when he was named Kitabisa.co.id. There I learned a lot about the world of co-foundernya startup, Timmy and Vikra. That's when I feel happy to make products to help many people. From Kitabisa, I found my life purpose.
Starting from there, I was met with Luqman and Gina. Luqman and Gina is a friend of one of my faculty, we often work on small-scale projects together to serve as capital of the roads out of the country. Until one day in late 2014, we followed the Startup Hackathon Asia 2014, and thank God we won one for the category of Intel Challenge with a product called Pushla.
From there we were, it seems exciting also make products together. We also continue development Pushla to be used by enough people. However, after running for several months Pushla We feel that Pushla not that solve the problems that exist in society, until we do pivot and try to make new products.
At that time we were experiencing acute turmoil. Confusion would like to resolve any problems. After conducting hundreds of times brainstorming, we also thought to be a transfer between banks in Indonesia.
Why no cost bank transfer? When viewing to other countries, an average of advanced countries, bank transfer is no charge. Why in Indonesia is still there?
And the three of us decided to try to resolve this problem. Until finally two months ago I made this decision. Full time working together Luqman and Gina develop an application that is now named Flip. The three of us make an application to create inter-bank transfers to be without charge.
As we tell the idea of this application, many consider our jokes and dubious us to realize the idea. How is it possible, a team of three young people, without capital, just graduated college, with no experience in banking, to make something that can eliminate the cost that has existed since time immemorial, even before they are born into the world (I was born in 1994 ). Yet we are still trying to realize this idea.
Capitalized help of the Almighty, the permission of the parents, and the confidence of the words Bung Karno that 10 youth can shake the world (although not shake the world, three of us were sure could slightly alter the cost of inter-bank transfer), Flip prototype was launched one month then, capitalize the online form with the target users, our friends. It turns out that our response can be beyond expectations.
In the first four days, the Flip has processed almost 100 transactions and continue to rise until this day. From an idea that first nobody believed it, within one month, the idea has helped hundreds of people eliminate inter-bank transfer fee with a transaction value of hundreds of millions of rupiah.
And at this point we felt that it was time to begin Flip used by users outside of our circle of friends. Friends can use the Flip through https://goflip.me/beta.
But the thing we are most grateful of Flip development process is not simply a validation of previous ideas we ever had. From all of this process, we are awakened that Flip can solve larger problems again.
Starting from different applications to perform bank transfers without charge, Flip future can be a financial institution that is equivalent to the bank. And when the Flip has reached that stage, our mission to solve a problem that has always existed but as everyone close their eyes. The problem is usury, and with Flip we believe, we can solve them.
"Do not worry about what anybody else is going to do. The best way to Predict the future is to invent it." - Alan Kay
Hello..introduce my name is Rafi Arriyan, commonly called Ari, FIM 17.
I was born in Padang, July 8, 1994 and two months ago I had just graduated from the Department of Computer Science, University of Indonesia.
I never thought I would be a scholar. In the past I do not want to go to college, because I wanted to be a musician after graduating high school. But my parents do not allow.
Due to the blessings God is blessing their parents, so I enrolled in the UI computer science department. But I stick to the dream to be a musician.
When I was in my first year to join the Marching Band Hymn Bahana University of Indonesia. With spirit and diligent practice, I was selected as one of the forces to represent Indonesia at the world level competitions marching band, and thank God we get two champion.
At this point, I feel that it felt to play music is not the purpose of my life. I tried to find other activities. Until finally in the second and third years of college, I tried a variety of things, ranging from volunteer social activities, joined BEM UI, to be one member of the Board of Trustees UI completeness. But I still have not found my life purpose.
Everything changed when I worked in Kitabisa.com. I joined Kitabisa as an apprentice when he was named Kitabisa.co.id. There I learned a lot about the world of co-foundernya startup, Timmy and Vikra. That's when I feel happy to make products to help many people. From Kitabisa, I found my life purpose.
Starting from there, I was met with Luqman and Gina. Luqman and Gina is a friend of one of my faculty, we often work on small-scale projects together to serve as capital of the roads out of the country. Until one day in late 2014, we followed the Startup Hackathon Asia 2014, and thank God we won one for the category of Intel Challenge with a product called Pushla.
From there we were, it seems exciting also make products together. We also continue development Pushla to be used by enough people. However, after running for several months Pushla We feel that Pushla not that solve the problems that exist in society, until we do pivot and try to make new products.
At that time we were experiencing acute turmoil. Confusion would like to resolve any problems. After conducting hundreds of times brainstorming, we also thought to be a transfer between banks in Indonesia.
Why no cost bank transfer? When viewing to other countries, an average of advanced countries, bank transfer is no charge. Why in Indonesia is still there?
And the three of us decided to try to resolve this problem. Until finally two months ago I made this decision. Full time working together Luqman and Gina develop an application that is now named Flip. The three of us make an application to create inter-bank transfers to be without charge.
As we tell the idea of this application, many consider our jokes and dubious us to realize the idea. How is it possible, a team of three young people, without capital, just graduated college, with no experience in banking, to make something that can eliminate the cost that has existed since time immemorial, even before they are born into the world (I was born in 1994 ). Yet we are still trying to realize this idea.
Capitalized help of the Almighty, the permission of the parents, and the confidence of the words Bung Karno that 10 youth can shake the world (although not shake the world, three of us were sure could slightly alter the cost of inter-bank transfer), Flip prototype was launched one month then, capitalize the online form with the target users, our friends. It turns out that our response can be beyond expectations.
In the first four days, the Flip has processed almost 100 transactions and continue to rise until this day. From an idea that first nobody believed it, within one month, the idea has helped hundreds of people eliminate inter-bank transfer fee with a transaction value of hundreds of millions of rupiah.
And at this point we felt that it was time to begin Flip used by users outside of our circle of friends. Friends can use the Flip through https://goflip.me/beta.
But the thing we are most grateful of Flip development process is not simply a validation of previous ideas we ever had. From all of this process, we are awakened that Flip can solve larger problems again.
Starting from different applications to perform bank transfers without charge, Flip future can be a financial institution that is equivalent to the bank. And when the Flip has reached that stage, our mission to solve a problem that has always existed but as everyone close their eyes. The problem is usury, and with Flip we believe, we can solve them.
"Do not worry about what anybody else is going to do. The best way to Predict the future is to invent it." - Alan Kay
(rnz)
Explore More